Richard is one of the leading executives in the surety and construction insurance industry in the United States.  In addition to presiding over the firm’s surety business, he oversees the construction insurance division of T&H Brokers and is a member of its Board of Directors.  His 36 years of executive experience includes the formation and development of the construction divisions within the Aon and Willis organizations. 

In 1976, Richard became President of Frank B. Hall of Long Island.  In 1982, he founded and was President of Contractors Planning Group (CPG), where he established its construction practice unit.  In 1986, he became Chairman of CPG, a division of Corroon & Black/Willis.  In 1992, as Senior Vice President of Aon Corporation and Chairman of the Construction Services Group, he was responsible for the establishment of their national construction insurance and surety practice.  In 2004, he founded RFF & Associates; one of the largest independent surety brokerage firms in the U.S. Richard serves on multiple insurance advisory councils, and is a board member of numerous companies within the construction industry.

Robert is head of the construction insurance division of the combined RFF / TH brokerage. A skilled financial executive with decades of experience within the insurance industry, he is in charge of program analysis, development and initiation. He brings to the team strong analytic skills, in-depth construction knowledge, solid carrier relationships and unwavering tenacity. He also brings unparalleled experience creating large loss-sensitive programs, and a proven track record of premium savings for clients. These qualities guarantee that each client’s insurance program, regardless of the challenge, runs smoothly and cost-effectively.

Robert began his career in 1991 as an investment executive with Paine Webber. He then held executive positions with Allied North America Insurance Brokerage of New York within the wrap-up, marketing and insurance departments. He is active in the CFMA, Rotary and other charitable organizations.