Our Wrap-up Group has handled some of the largest Wrap-ups in the U.S. - a $1 billion plus airport expansion, a $2 billion plus New York City MTA project, Boston's The Big Dig, a $1 billion plus rolling Wrap-up covering multiple states and projects - as well as smaller residential developments. Program administration is the backbone of any Wrap-Up and our team is staffed to ensure that our services are provided accurately and efficiently.

We provide our clients - who utilize Subguard to manage subcontractor default risk — the combined resources of our Surety and Subguard expertise, and create customized programs that best fit their Subguard and bonding requirements.

Effective claims management can dramatically reduce the cost of insurance. Knowing this, our team customizes its services to each client's specific needs. We look for ways to achieve efficient and cost effective claim resolutions and consistently find avenues to maximize client savings. We manage claims from inception to completion, in accordance with contract provisions.

Our team has worked with all major insurance carriers on all lines of coverage including: workers compensation, general liability, excess, inland marine, commercial property, builders risk, pollution and professional liability. We have online access to all major carrier's systems, to both report and monitor claims activities on a daily basis. Our constant scrutiny of loss runs and carrier's efforts ensures that claims are handled in the most assertive and proactive fashion. We stress innovation, integrity and partnership and put our customers first.

We partner with our customers to ensure that the loss control services we provide complement their business model and support their safety efforts. We review and collect the necessary data to identify loss control issues, look at loss frequency and cost trends by location, department, activity and cause, and analyze operations factors that contribute to loss trends.

Our professionals evaluate the effectiveness of loss control and claim management programs currently in place. This includes: understanding senior management's commitment to safety; how it is received by employees and supervisors; responsibility and accountability for implementation through line management; job hazard analysis; accident investigation training; safety self-inspection guidelines; behavior observation; performance benchmarking through data tracking and analysis.

RFF/T&H's comprehensive analysis provides our safety consultants with the information they need to refine and improve every aspect of your safety programs.

Companies have increasingly turned to Captives to reduce costs, enhance risk management, gain greater control over their insurance and directly access the reinsurance market. We assist clients in evaluating, designing and implementing Captive insurance and reviewing existing captive structures.