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T&H Benefits serves your business by providing the technical knowledge and deep resources critical to building and maintaining a benefits program that will attract and retain valuable employees, as well as support your unique organizational culture.
We work closely with your HR professionals to develop and implement programs that meet your program requirements - controlled costs, reduced administration costs, and effective employee communications.
We serve as the broker for clients who wish to purchase group products from an insurance company or third party administrator. The group products sold by T&H Benefits include:
Group Medical Insurance, including vision care and prescription drug coverage
Group Dental Insurance
Group Life Insurance
Group Accidental Death and Dismemberment (AD&D) Insurance, as well as other forms of accident insurance
Group Disability Insurance, including both short term (statutory and non-statutory) and long term disability coverage
Group Long Term Care coverage
Retirement programs, including 401(k) plans
Other work-site purchased coverages, such as voluntary life and disability benefits
In this capacity, we serve as a consultant for clients wishing to compensate us directly for our services in lieu of a commission arrangement. The consulting services provided are very similar to those provided when we act as broker, and may be performed on either a one-time or continuous basis.
T&H Benefits is committed to providing its clients with the highest level of employee benefits outsourcing solutions and service - including administration, communications, vendor reporting, and billing and reconciliation
T&H Benefits' clients have access to a number of tools and resources that we have developed after years of benefits planning and administration experience. Many of these tools are offered as part of our core services, including:
Wellness and healthcare consumerism consulting
Extensive print and web-based communication plans
Research methods, such as focus groups and web surveys
Benchmarking tools
Compliance assistance
Technology solutions, including HRIS systems and a web-based employee communication portal
HR policy, procedure audits, and compensation development assistance
