T&H Benefits was formed as Thesco Benefits, LLC by Richard Fleder and Walter Harris on October 26, 1996. The company began with the purchase of the Tanenbaum-Harber Co., Inc. (T&H) group department. This division of Tanenbaum-Harber had been started and developed by Richard Fleder in 1975. This business was purchased to provide a platform for future growth.

On February 1, 1997, Thesco purchased the employee benefits division of Bartmon, Shapiro and Associates.

On January 1, 1999, Thesco purchased Reynen Associates, Inc. (RA). RA was a highly successful benefits broker in northern New Jersey. This acquisition was made to further establish Thesco's presence in New Jersey.

In addition to acquisitions, the firm has made several investments and partnerships in technology companies in the employee benefits field. They include:

Online Benefits, Inc.,
An Internet-based employee benefits tool, which provides employees and their dependents a brand new way of viewing their employee benefit plan information. This product can offer employers a customized benefit office that provides employees with a wealth of benefit information that normally would be provided through a Human Resources department.

Digital Insurance
A technological solution that enhances the level of customer service for small group employers. Through T&H Benefits' partnership with Digital they are now providing many small employer groups a dedicated service team who are experts in the small group market on a national basis.

We've also created two subsidiaries and affiliates:

Thesco Retirement Planning Services
An organization that provides 401(k) administration. Thesco's 401(k) specialists work with a broad array of pension specialists to ensure that their clients partner with the ones that best suit their needs.

A.V.I. Benefits, LLC
A joint venture with A.V.I. International. A.V.I. International is a multi-dimensional organization that has become the largest minority controlled insurance services firm in the country.